Representative Example for Hire Purchase (HP): Payable by 48 payments of £86.10. Payments are based on a duration of agreement of 48 months, a Cash Price of £3,295.00, with a deposit of £329.50 leaving an amount of credit of £2,965.50. The agreement is calculated using a fixed rate of interest of 18.90% per year resulting in Representative 18.90% APR and a total amount payable of £4,472.30 The representative example includes an estimated option to purchase fee of £10.00. We act as a credit broker, not a lender.